Aditya Birla Health Insurance is a company that offers various health insurance policies to individuals, families, and companies. Their policies provide coverage for hospitalization expenses, critical illness, accidents, and pre-existing medical conditions. They also offer wellness programs, which include access to health coaches and fitness centers and discounts on health-related products and services.
The company aims to provide a seamless and hassle-free experience to its customers by leveraging technology and innovation. Focusing on customer satisfaction, Aditya Birla Health Insurance [ABHI] has become a trusted name in the Indian health insurance market.
What is Aditya Birla Health Insurance?
Aditya Birla Health Insurance is a health insurance company in India that offers various health insurance policies to individuals, families, and corporate groups. It is a joint venture between the Aditya Birla Group and MMI Holdings, a South African financial services group.
Aditya Birla Capital Limited (ABCL) is the holding company for the financial services business of the Aditya Birla Group. ABCL’s subsidiaries have a strong presence across protection, investment, and financing solutions. ABCL is a global financial solutions group that caters to the diverse needs of its clients across their life stages. Backed by more than 30,500 employees, ABCL’s affiliates are nationwide with 1,048 branches, over 2,00,000 agents/channel partners, and numerous banking partners.
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As of 31st March 2022, Aditya Birla Capital Limited manages the total assets under management at Rs. 3,706 billion and has a consolidated lending book of approx. rupee. 672 billion, and an active customer base of over 35 million, through subsidiaries and joint ventures.
#adityabirlacapitallimited is part of the Aditya Birla Group, in the Fortune 500 league. It rests on an extraordinary strength of more than 140,000 employees belonging to 100 nationalities. Today, more than 50% of the Group’s revenue flows from overseas operations covering 36 countries in North and South America, Africa, and Asia.
Why should you buy Aditya Birla Health Insurance?
Aditya Birla Health Insurance is a reputable health insurance company that offers a range of comprehensive health insurance policies to individuals, families, and group companies. There are several reasons why you should consider buying #AdityaBirlaHealthInsurance.
- Comprehensive Coverage: Aditya Birla Health Insurance offers a range of health insurance plans that cover hospitalization, critical illness, accident, and other medical expenses. These plans provide comprehensive coverage and guarantee financial protection in the event of any medical emergency.
- Customizable Plans: The company offers customizable plans that allow you to choose the coverage and benefits that best suit your needs and budget. You can choose from individual, family, or group health insurance plans.
- Affordable Premiums: Aditya Birla Health Insurance offers health insurance plans at affordable premiums, making them affordable to a wide range of people.
- Cashless Facility: Aditya Birla Health Insurance has partnerships with a large network of hospitals across the country, where you can avail of cashless treatment. This makes the process of seeking medical care hassle-free and convenient.
- Wellness Benefits: Aditya Birla Health Insurance offers various wellness programs and health-related services to its policyholders, including remote consultations with doctors and access to health and fitness experts.
- Tax Benefits: You can also avail of tax benefits under section 80d of the Income Tax Act by purchasing health insurance policies from Aditya Birla.
Overall, Aditya Birla Health Insurance provides comprehensive coverage at affordable premiums, with customizable plans and a range of wellness programs.
Benefits and features of Aditya Birla health insurance
AdityaBirla Health Insurance is a leading health insurance company in India that offers a range of health insurance products with many advantages, benefits, and features. One of the major advantages of ABHI is its comprehensive coverage. The insurance policy provides coverage for hospitalization expenses, including pre-and post-treatment expenses, daycare procedures, and ambulance fees. This ensures that policyholders are well protected against any unexpected medical expenses that may arise.
Another important feature of Aditya Birla’s health insurance is cashless treatment. The insurance company has a wide network of hospitals across India, where policyholders can avail of cashless treatment for their medical needs. This means that policyholders do not have to worry about paying their medical bills in advance, as the insurance company will handle the matter directly with the hospital.
Aditya Birla Health Insurance also offers a no-claim bonus, where policyholders can get a discount on their premium if they do not make any claims during the policy period. This encourages policyholders to maintain a healthy lifestyle and take precautionary measures to avoid any medical emergencies.

Here is a list of Aditya Birla’s health insurance benefits and features:
- Comprehensive Coverage
- Cashless Hospitalization
- No Claim Bonus
- AYUSH Coverage
- Maternity Cover
- Restore Benefit
- Personalized Health Coach
- Lifelong Renewability
- Tax Benefits
In addition to the above benefits and features, Aditya Birla health insurance also provides access to a range of value-added services. These include medical examinations, telemedicine services, and wellness programs. Policyholders can take advantage of these services to stay healthy and manage any health-related issues effectively.
Overall, Aditya Birla Health Insurance is a reliable and comprehensive health insurance provider that offers a range of benefits and features to ensure that policyholders are well protected from any unexpected medical expenses.
Types of Aditya Birla Health Insurance Plans
Aditya Birla Health Insurance offers a wide range of health insurance plans to suit the diverse needs of individuals and families. The different types of health insurance plans offered by Aditya Birla Health Insurance are as follows:
Activ Health Plans
Activ Health plans are comprehensive health insurance plans that provide coverage for hospitalization, pre- and post-hospital expenses, daycare procedures, and ambulance fees. These plans also provide features such as reloading the sum insured, no cap on room rent, and no co-payment.
Activ Assure Plans
Activ Assure plans are a type of health insurance plan that provides coverage for critical illnesses, such as cancer, heart disease, and kidney failure. These plans offer lump sum payments upon diagnosis of critical illness, as well as hospitalization coverage and other benefits.
Activ Secure Plans
Activ Secure plans are a type of health insurance plan that provides coverage for personal accidents and disability. These plans provide financial support in the event of accidental death or disability and also provide coverage for hospitalization expenses related to accidental injuries.
Group Health Insurance Plans
Aditya Birla Health Insurance also offers group health insurance plans that provide coverage to employees of organizations. These plans can be customized to fit the specific needs of the organization and its employees, and offer features such as cashless hospitalization, maternity benefits, and coverage for pre-existing ailments.
Personal Accident Insurance Plans
Personal accident insurance plans offered by Aditya Birla Health Insurance provide coverage for accidental death and disability, as well as other accidental injuries. These plans provide financial support to the insured and his family in the event of unfortunate events and also provide coverage for hospitalization expenses related to accidental injuries.
In addition, Aditya Birla Health Insurance offers a variety of health insurance plans to cater to the diverse needs of individuals and families. From comprehensive health insurance plans to plans that cover critical illness and personal accidents, there is a plan for everyone. In addition, the company also offers group health insurance plans for organizations, making it a one-stop solution for all your health insurance needs.
Aditya Birla Health Insurance Premium Calculator
Aditya Birla Health Insurance Premium Calculator is a tool that allows you to calculate the insurance premium you need to pay for your health insurance policy. You can use this calculator to get an estimate of the premium that you will be required to pay based on various factors such as age, gender, medical history, pre-existing conditions, etc.
To use the Aditya Birla Health Insurance Premium Calculator, you need to follow these steps:
- Visit the Aditya Birla Health Insurance website – https://www.adityabirlacapital.com/.
- Go to the health insurance section.
- Click on the “Premium Calculator” option.

- Enter the required details such as age, gender, medical history, pre-existing conditions, etc.
- Select the type of health insurance policy you wish to purchase.
- Click the “Calculate Premium” button.
- The premium amount will be displayed on the screen.
The premium amount calculated by Aditya Birla Health Insurance Premium Calculator is just an estimate and may vary based on other factors not taken into account by the calculator. You are advised to contact your insurance company or insurance agent to get a more accurate estimate of the premium amount for your health insurance policy.
List of Aditya Birla Hospital Health Insurance
Find Cashless Network Hospitals Near You – Aditya Birla has 5734 cashless hospitals to provide first-class treatment to all policyholders. Having a network of hospitals in PAN INDIA by Aditya Birla makes the process of availing of medical treatment very convenient.
Aditya Birla Network Hospitals in India
Aditya Birla Health Insurance Hospital List
The following table provides a snapshot of the list of Aditya Birla health insurance hospitals for various prominent cities in the country.
S.No | Name of the city | Number of the Aditya Birla network hospitals |
1 | New Delhi | 6 |
2 | Mumbai | 130 |
3 | Chennai | 309 |
4 | Kolkata | 95 |
5 | Hyderabad | 254 |
6 | Jaipur | 91 |
7 | Pune | 167 |
8 | Ahmedabad | 70 |
9 | Chandigarh | 15 |
10 | Patna | 47 |
11 | Gurgaon | 80 |
12 | Lucknow | 70 |
13 | Noida | 34 |
14 | Ghaziabad | 58 |
However, you can visit the official website of Aditya Birla Health Insurance and check the network of service providers or call the customer service hotline to inquire about the list of hospitals covered by their health insurance policy. They may be able to provide you with a list or other format that you need.
Documents Required for Aditya Birla Health Insurance
The documents required for Aditya Birla health insurance may vary depending on the type of policy you purchase and the specific requirements of the insurance provider. However, some of the commonly required documents are:
- Application Form: Aditya Birla Health Insurance application form is the basic document that must be filled out by the policyholder. It contains all the basic information about the policyholder and the policy they choose.
- Proof of Age: A valid age proof document like a Birth Certificate, Aadhaar Card, Passport, or Driving License is required to confirm the age of the policyholder.
- Proof of Address: A valid address proof document like a passport, Aadhaar card, driving license, or utility bill is required to verify the address of the policyholder.
- Proof of identity: A valid identity proof document such as a passport, Aadhaar card, driving license, or PAN card is required to confirm the identity of the policyholder.
- Medical Reports: Depending on the type of policy and the age of the policyholder, medical reports may be required to determine the policy premium and coverage.
- Proof of Income: In the case of certain policies, proof of income such as pay slips, income tax returns, or bank statements may be required to determine policyholder eligibility and insurance premium.
It is best to check with Aditya Birla Health Insurance or its agents for specific requirements regarding the documents required for your chosen policy.
Aditya Birla Health Insurance Login
You can log into your Aditya Birla Health Insurance account by following these steps:
- Visit the Aditya Birla Health Insurance website at https://www.adityabirlacapital.com/healthinsurance.

- Click the “Customer Login” button located in the upper right corner of the page.
- You will be directed to the login page where you will be asked to enter your mobile number or username and password.

- Enter your username and password in the respective fields.
- Click the ‘Login‘ button to access your Aditya Birla health insurance account.
- If you have forgotten your password, you can click the “Forgot Password” link on the login page and follow the instructions to reset your password.
If you are a new user, you will need to register first by clicking on the “New User Registration” button on the login page and providing the necessary details to create your account.
Aditya Birla’s health insurance renewal process
Aditya Birla’s health insurance renewal process can be done through various channels. Here are the steps to renew your Aditya Birla health insurance policy:
Online Renewal
Visit the Aditya Birla Health Insurance website and click on the ‘Renewal‘ tab. Enter your policy number and other details as required, and select the renewal period. Pay using your preferred payment method.
Mobile App
Download the Aditya Birla Health Insurance app and login with your policy details. Click on the “Renewal” tab and select the policy period. Pay using your preferred payment method.
Branch Visit
Visit any Aditya Birla Health Insurance branch with your policy documents and proof of identification. Fill in the renewal form and pay the installment using your preferred payment method.
Contacting the Helpline
Call the Aditya Birla Health Insurance Helpline at 1800-270-7000 and provide your policy details. Follow the instructions given by the Customer Service Executive to renew your policy.
Remember to renew your Aditya Birla health insurance policy before the expiry date to ensure continuous coverage.
Aditya Birla Health Insurance Claim Form
To claim health insurance from Aditya Birla, you are required to fill out a claim form. Here is how to download and fill out the Aditya Birla Health Insurance Claim Form:
- Go to the Aditya Birla Health Insurance website.
- Click the Claims tab and select the type of claim you wish to file.
- Scroll down to the Download Forms section and select the claim form that applies to your claim type.
- Download and print the form – Claim Form – Part A – Claim Form – Part B.

- Fill out the claim form with accurate and complete information. Be sure to attach all necessary documents, such as bills, medical reports, and other supporting documents.
- Submit the completed claim form and documents to the Aditya Birla Health Insurance Office or online as indicated on the form.
- After applying, you will receive a receipt.
- Claim processing time varies depending on the type of claim. Aditya Birla Health Insurance will inform a decision on your claim in due course.
Note that you can also file an Aditya Birla health insurance claim online through the customer portal or mobile application, depending on the type of claim.
Aditya Birla’s Health Insurance Policy Status
You can check the status of your Aditya Birla health insurance policy online or offline through various channels. Here’s how:
Online:
a. Visit the Aditya Birla Health Insurance website.
b. Click on the “Login” tab and enter your policy details.
c. Once you are logged in, click on the Policy Details tab to view the status of your policy.

Mobile application:
a. Download the Aditya Birla Health Insurance App.
b. Log in using your policy details.
c. Once you are logged in, click on the Policy Details tab to view the status of your policy.
Customer Care:
a. Call Aditya Birla Health Insurance Customer Service at 1800-270-7000.
b. Provide your policy details and ask about the status of your policy.
Branch visit:
a. Visit any Aditya Birla Health Insurance branch with your policy documents and proof of identity.
b. Provide your policy details and ask about the status of your policy.
Note that it is important to track the status of your policy to ensure timely renewal and continuity of coverage.
Aditya Birla Health Insurance Policy Download
You can follow the steps below to download your Aditya Birla Health Insurance Policy:
- Visit the Aditya Birla Health Insurance website at https://www.adityabirlacapital.com/healthinsurance.
- Click on the Customer Portal link located in the upper right corner of the page.
- Log in to your account using your registered mobile phone number and password.
- Once you are logged in, click on the Download option next to your policy details.
- You can select the policy you want to download and click the Download button.
If you face any difficulties in downloading your policy or have any other queries related to Aditya Birla Health Insurance, you can contact the customer service team for assistance.
Aditya Birla Health Insurance Agent Login
You can follow the below steps to access the Aditya Birla Health Insurance Agent login portal:
- Visit the Aditya Birla Health Insurance website at https://www.adityabirlacapital.com/healthinsurance.
- Click on the “Agent Login” link located in the upper right corner of the page.

- You will be redirected to the Aditya Birla Health Insurance Agent login page.
- Enter your user ID and password in the respective fields.
- Click the ‘Login‘ button to access your Aditya Birla Health Insurance Agent account.
If you face any difficulties logging in to your account or have any other queries related to Aditya Birla Health Insurance, you can contact our customer service team for assistance.
Download the Aditya Birla Health Insurance App
You can download the Aditya Birla Health Insurance app, Activ Health, from the Google Play Store or the Apple App Store, depending on your mobile device’s operating system.

To download the app, follow these steps:
- Open the Google Play Store or Apple App Store on your mobile device.
- Search for “Activ Health” in the search bar.
- Select the app from the search results.
- Click the Install button and wait for the app to download and install on your device.
Once the app is installed, you can log in to your Aditya Birla Health Insurance account or create a new account to access the features of the app.
Aditya Birla Health Insurance Customer Service Number
The customer service number for Aditya Birla Health Insurance is 1800-270-7000. This toll-free number is available 24/7 and you can use it to contact our Customer Service Executives for any queries or assistance related to your health insurance policy.

Alternatively, you can also visit their website or mobile app to get in touch with their customer support team through live chat or email.
FAQ – Health Insurance Aditya Birla
Aditya Birla Health Insurance was established in 2016 as a joint venture between the Aditya Birla Group, a leading conglomerate in India, and MMI Holdings Limited, a South African-based financial services group. The company offers a wide range of health insurance products and services to individuals, families, and companies across India. Aditya Birla Health Insurance aims to provide comprehensive and affordable health coverage to its customers through innovative technology-driven solutions.
To claim your Aditya Birla health insurance, you need to follow these steps:
1. Inform Aditya Birla Health Insurance immediately after hospitalization or inpatient treatment.
2. Submit the claim form along with supporting documents such as hospital bills, medical reports, discharge summaries, etc.
3. The claim will be processed by the company and the payment will be made to you or directly to the hospital as per the terms and conditions of the policy.
It is important to read and understand the policy details and claim process before purchasing an insurance policy.
Aditya Birla health insurance may have different policies with different coverage, but in general, some exclusions apply. These may include pre-existing conditions of a certain period, cosmetic treatments, experimental therapies, self-inflicted injuries, substance abuse, and injuries sustained while participating in hazardous activities. It is important to review the terms and conditions of the policy carefully to understand what is and is not covered.
You can check your Aditya Birla Health policy by visiting their official website and logging into your account. Alternatively, you can contact customer support via phone or email for assistance. You will need to provide your policy number and other relevant details to access your policy information.
To get policy details at Aditya Birla Health Insurance, you can visit their website and login into your account. From there, you can view your policy information, including coverage details, premium payments, and renewal dates. You can also contact customer support via phone or email for assistance in accessing your policy details. It is important to review your policy regularly to ensure it meets your current needs and to make any necessary updates or changes.
To contact Aditya Birla Health Insurance customer service, you can call their toll-free number at 1800-270-7000 or email them at care.healthinsurance@adityabirlacapital.com. You can also visit their website and use the chat feature to communicate with a customer service representative. They are available to assist you with any queries or concerns you may have.